How to Apply for Medicaid as a Senior
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As a senior, you may be wondering how to apply for Medicaid including the Medicaid application methods that may be available to you and the information that you will be expected to provide. These are both valid questions, and it is important to know that the answers will vary slightly, as some Medicaid application methods will not be available in a particular state of residence. For more information about the Medicaid application form including how to apply online, in person or over the phone as well as the information you will need to provide, review the sections that have been provided below.
The Information Required on the Medicaid Application Form for Seniors
Before you learn where to apply for Medicaid, it is important to understand the information and potential documentation that you will need to provide to complete an application. This is especially important as missing information could delay a Medicaid application or even result in a rejection from the Medicaid program. Furthermore, if your Medicaid caseworker asks for any additional information to complete your Medicaid application form, then it is crucial that you provide him or her with whatever he or she asks for, as your application can be denied for failing to cooperate with the Medicaid office. Information that may be required on your Medicaid application includes the following:
- Proof of age
- Proof of citizenship or alien status
- Proof of all verifiable income, assets or resources
- Proof of your disability, when applicable
- Proof of residence
- Proof of other insurance, when applicable
For the Medicaid application process, you will need to find out which documents establish Medicaid eligibility. The most commonly requested documentation for a Medicaid application is proof of income, as the program is specifically for those with no or low earnings.
Download our free guide for details on which documents can be used as proof of Medicaid eligibility.
How to Apply for Medicaid Online
Where do you sign up for Medicaid? While the federal government oversees Medicaid, it is often handled at a state level and the Medicaid application options can vary from one state to the next. One of the most convenient ways to complete a Medicaid application form is by creating an account through the federal Health Insurance Marketplace. If you have wondered how to apply for Medicaid online or if an online application was even possible, then the Marketplace is the solution. Some states have a separate online portal in which to apply, but the Marketplace website will redirect your request based on the location you enter if applicable.
When creating an account on the Health Insurance Marketplace, you will be asked to provide the same information as you would on a Medicaid application, which will determine your Medicaid eligibility based upon information such as household size and annual household income. The Marketplace will automatically send your Medicaid application information to your state agency, which will then contact you about enrollment. This eliminates much of the work you would otherwise need to complete when submitting an application. In addition to learning about your Medicaid eligibility through the Health Insurance Marketplace, you will also learn if you qualify for any individual insurance plan savings that you can take advantage of if you do not qualify for Medicaid.
Find out more about health care options for seniors in our comprehensive guide.
Where to Apply for Medicaid in Person
If you have questions about the Medicaid application form, then it is important to know that you can apply for Medicaid in person at your local Medicaid office. While you may be wondering, “Where do you sign up for Medicaid?” the answer is different depending on the state you live in. Additionally, each state may have different requirements for an in-person Medicaid application, including whether or not you should schedule an appointment. It is recommended that you contact your Medicaid office ahead of time to discover any additional requirements, saving you time in the long run.
While completing a Medicaid application form online may seem more convenient for some, other applicants may prefer to complete an application face to face with another individual. The in-person Medicaid application process also has the advantage of personal assistance for elderly applicants who have physical disabilities or questions about Medicaid cost and coverage. Being able to ask questions throughout the application and be guided along the application process is beneficial for first-time applicants.
Completing the Medicaid Application by Phone
Lastly, when considering how to apply for Medicaid, know that an over the phone Medicaid application may be available to you depending on the state that you reside within. Due to the fact that Medicaid is handled on a state-by-state level, some state Medicaid offices will allow you to complete a Medicaid application form with a Medicaid representative over the phone. Contact your local Medicaid office to find out if this is an option that is available for you. Medicaid applications that are submitted over the phone could take as little as 20 minutes.