What Senior Assistance Programs Are Available?
Whether you need financial assistance like unemployment benefits or benefits from the food stamps program, or you require assistance with finding and obtaining housing, there are various programs available to seniors throughout the country. However, in order to enroll in Section 8 housing or to get cash assistance from the TANF program, you must meet certain eligibility requirements, and you must successfully submit a program application. The same prerequisites are required for senior-specific programs in the U.S. To obtain Social Security retirement benefits or to receive Medicare health coverage, you need to meet the established criteria. To find out about the eligibility requirements, application procedures and more for all of the most important assistance programs for seniors in the United States, and to get help with estate planning and driver’s licensing procedures, review the sections below.
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Medicare coverage is a health care option available for senior citizens, but it is not the only one. Elderly residents can take advantage of Affordable Care Act (ACA) insurance plans or Medicaid if they need assistance with obtaining reasonable coverage. Each of these types of health care includes different covered services, application and eligibility requirements, so it is important that you familiarize yourself with each option to select the one that is best suited for you. In some cases, applicants may be eligible for Medicare and Medicaid coverage simultaneously. It is beneficial to know who is eligible for Obamacare, Medicaid and Medicare plans, as medical care is crucial in the later stages of life. For more information about the application process, coverage, cost and eligibility requirements for these programs, download our comprehensive senior health care guide here.
Unemployment is just one of the many financial services available to qualifying U.S. senior citizens. In addition to unemployment insurance, qualifying applicants may be eligible to obtain Social Security retirement and disability benefits as well. Seniors who are denied unemployment may file an appeal if they wish. Additionally, the Supplemental Nutrition Assistance Program (SNAP) is available to eligible senior citizens as well. Claimants may also apply for Temporary Assistance for Needy Families, also known as TANF, if they are eligible to do so. For additional information on eligibility for unemployment or Social Security retirement for seniors, download our comprehensive guide. To learn more about unemployment insurance benefits and other available financial services such as food stamps for seniors, review the information within.
Elderly residents may need homeownership assistance or other services to help secure housing. The U.S. Department of Housing and Urban Development (HUD) has a homeownership assistance program that can help seniors obtain new homes. Some individuals need new housing because their current home is too big to live in alone or they need to downsize due to a limited income. HUD provides homeownership assistance, housing counseling services, information on how to buy HUD homes and more. HUD can also help with Section 8 housing. For more information on how to utilize these services, please refer to the sections within.
Having a plan for death is not an easy thing to consider, but it is important. End of life planning is particularly important for seniors, who are in a later stage of life than others. End of life arrangements involve many aspects, from estate handling to funeral arrangements to wills to life insurance and more. In fact, it is a good idea to keep a death preparation checklist as you begin to make your arrangements. This will help you keep track of what you have accomplished and what is still to be done. End of life planning for seniors is easy to put off, but there are drawbacks to a lack of preparation, including not having your estate handled the way you truly wish. In this section, you will learn more about planning for death arrangements, which include estate planning and funerals and alternative services.
Seniors who hold valid drivers license credentials are often subject to regulations and stipulations that do not apply to other, younger drivers. Although every state’s DMV is equally charged with securing and protecting driver safety, each state pursues that goal differently. As a result, DMV rules and policies vary widely by state, particularly in regard to senior drivers. For example, seniors seeking to renew drivers license credentials are required to retake the vision exam each time beginning at age 40 in some states, but not until age 70 in others. In most states, renewals and other license and registration services can be accessed and processed online via the DMV website. Some driver services are eligible for online processing, but the services differ by state, applicant age and task. Learn more about DMV services by downloading our comprehensive guide.